Policy Management Automation

Every policy that goes out the door carries risk - not just the insured risk, but operational risk from errors, omissions, and guideline violations. Manual review catches some problems, but humans miss things when checking hundreds of data points across multiple documents.

Our policy management automation validates policies against your complete ruleset. Underwriting guidelines, compliance requirements, coverage limitations, endorsement requirements, and rating accuracy. The system checks everything and flags exceptions that need human review.

This includes pre-bind validation that stops errors before policies are issued, post-bind auditing for quality control, automated endorsement verification, and compliance monitoring across your entire book of business.

The automation handles your specific guidelines - not generic insurance rules. Your coverage restrictions, your underwriting appetite, your compliance requirements. Built around how your business actually underwrites.

Results: fewer E&O claims from policy errors, faster policy issuance without sacrificing accuracy, and compliance violations caught before they become regulatory problems.

We offer

Pre-Bind Policy Validation

Automated checking of every policy before binding against your underwriting guidelines, coverage restrictions, and compliance requirements. Flags exceptions and errors for underwriter review.

Underwriting Guideline Enforcement

Automated validation that policies meet your underwriting appetite and guidelines. Coverage limits, class codes, territory restrictions, and other business rules enforced at the system level.

Compliance Monitoring and Alerting

Continuous monitoring of your book of business for regulatory compliance issues. State-specific requirements, endorsement mandates, and filing compliance tracked automatically.

Rating Accuracy Validation

Verify premium calculations, rating factors, and discount applications match your rate manual. Catch rating errors that cost money or create E&O exposure.

Endorsement Verification

Automated checking that required endorsements are attached and properly executed. Catches missing or incorrect endorsements before policy issuance.

Post-Bind Quality Control Auditing

Automated review of issued policies for quality assurance. Identify trends in errors, validate underwriter decisions, and maintain underwriting standards across your team.

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