Aviation MGA Underwriting Workbench

Client

Specialty Aviation MGA

Date

November 25, 2025

Services

Custom Insurance Software Development, Document Processing & Data Extraction, Insurance Platform Integration

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Solutions:

01

Automated Submission Intake and Processing
Multi-channel submission monitoring extracts applications and supporting documents from email, broker portals, and web forms. Automatic document classification and data extraction puts all relevant information in structured format for underwriter review.

02

Multi-Carrier Quote Integration
Direct API connections and automated portal interaction with 8+ aviation carriers. Comparative quote analysis shows coverage terms and pricing in unified format. Automated submission to carriers eliminates manual data entry.

03

Underwriting Guideline Validation Engine
Business rules engine validates submissions against appetite and authority guidelines. Aircraft type restrictions, pilot experience requirements, operational limitations, and coverage restrictions enforced at system level before quotes are generated.

04

Policy Management and Tracking
Complete policy administration from issuance through renewal. Endorsement processing, certificate generation, renewal tracking, and reporting. Integration with accounting systems for commission and premium tracking.

Results:

1. Processing Time Reduction

Submission processing time dropped from 6 hours to 45 minutes per submission. Underwriters could handle 8x more submissions per day with the automated intake and validation.

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2. Quote Turnaround Improvement

‍Quote turnaround improved from 5-7 days to under 24 hours for standard risks. Broker satisfaction scores increased significantly with faster response times.

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3. Volume Scaling Without Headcount

‍The MGA handled 200% volume increase with same underwriting staff. Revenue grew proportionally without corresponding increase in operational costs.

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4. Guideline Compliance

‍Quotes outside underwriting guidelines dropped to near zero with automated validation. E&O exposure from guideline violations eliminated.

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5. Underwriter Productivity

‍Carrier integration eliminated 15+ hours per week of manual portal work per underwriter. Time redirected to actual underwriting analysis and broker relationships.

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Tech Stack